Introduction One topic that comes up very often during initial meetings with clients is whether or not they have a will or trust set up....

As we near the conclusion of this tax season, I have been reflecting on how confusing the tax process can be.  For those who don’t live...

Last week, we took a look at tax loss harvesting  and reviewed how to avoid capital gains, but we also saw examples of how this could...

March is supposed to bring college acceptance letters and financial aid offers, but instead, we’ve got a bit of a hot mess. First, there...

When it comes to financial planning, it's important to recognize what we can and cannot control. We can control our own behavior, make...

Private Mortgage Insurance Saving for a house is a significant milestone that involves many moving parts and key factors to consider...

Life is filled with moments of change — from marriage and the birth of children to purchasing a new home or losing a loved one. Along...

Let’s start with a working definition of tax loss harvesting. Investopedia defines it as the timely selling of securities at a loss to...

Being in the United States Military has some perks. One of those is Combat Pay. If you are earning or have ever earned money while in a...

My wife and I have been following Dave Ramsey and Ramsey Solutions  for 30 years. We married at the age of 20 and found ourselves in a...

Managing the sequence of return risk in your retirement planning process I am not a gambler.  But I have seen it close enough to...

Introduction Are you a homeowner? Did you install any new systems in your home during the past year (such as a water heater, skylight, a...

Looking toward the future We are in the first innings of what will be the greatest transfer of wealth in US history. It is estimated that...

If you listen to The Dave Ramsey Show  for just one episode, it will become very apparent that he is very passionate about relaying the...

The S&P 500, the key benchmark for the growth and growth and income portion of an investment portfolio, is comprised of eleven sectors,...

Introduction If you are a small business owner or self-employed, you may be looking for tax-advantaged ways to save for retirement above...

The Homestead Tax Exemption is a legal benefit available in most states, which reduces property tax reduction on homeowners’ primary...

The new year can fill you with a sense of hope and expectation.  There are new goals to reach and new challenges to tackle.  Something...

For many individuals with investments in the market and other securities, the state of the economy is critically important. But what...

What is Mean Reversion? Mean reversion is a financial concept that describes the tendency of a stock or index price to return to its...