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Whitaker-Myers Wealth Managers is an SEC-registered investment adviser firm. The information presented is for educational purposes only and intended for a broad audience. The information does not intend to make an offer or solicitation to sell or purchase any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Whitaker-Myers Wealth Managers reasonably believes that this marketing does not include any false or misleading statements or omissions of facts regarding services, investment, or client experience. Whitaker-Myers Wealth Managers has a reasonable belief that the content will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Please refer to the firm’s ADV Part 2A for material risks disclosures.

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Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, the nature and timing of the investments, and relevant constraints of the investment. Whitaker-Myers Wealth Managers has presented information in a fair and balanced manner.

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Copyright (c) 2023 Clearnomics, Inc. and Whitaker-Myers Wealth Managers, LTD. All rights reserved. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness, or correctness of the information and opinions contained herein. The views and the other information provided are subject to change without notice. All reports posted on or via www.clearnomics.com or any affiliated websites, applications, or services are issued without regard to the specific investment objectives, financial situation, or particular needs of any specific recipient and are not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not necessarily a guide to future results. Company fundamentals and earnings may be mentioned occasionally, but should not be construed as a recommendation to buy, sell, or hold the company's stock. Predictions, forecasts, and estimates for any and all markets should not be construed as recommendations to buy, sell, or hold any security--including mutual funds, futures contracts, and exchange traded funds, or any similar instruments. The text, images, and other materials contained or displayed in this report are proprietary to Clearnomics, Inc. and constitute valuable intellectual property. All unauthorized reproduction or other use of material from Clearnomics, Inc. shall be deemed willful infringement(s) of this copyright and other proprietary and intellectual property rights, including but not limited to, rights of privacy. Clearnomics, Inc. expressly reserves all rights in connection with its intellectual property, including without limitation the right to block the transfer of its products and services and/or to track usage thereof, through electronic tracking technology, and all other lawful means, now known or hereafter devised. Clearnomics, Inc. reserves the right, without further notice, to pursue to the fullest extent allowed by the law any and all criminal and civil remedies for the violation of its rights.

Writer's pictureJake Buckwalter
Aug 2, 20232 min read

RISK ASSETS



Worrying can be okay

“The market climbs a wall of worry” and “This time is different” are two of my favorite quotes regarding investing. But what do they mean? The chart referenced below helps explain some of this. However, when it comes down to it, the two quotes have one thing in common: there is always something to worry about, and that is a good thing. In this article, I hope to help explain these a little further for you.


Past History Worry

I remember 2015 like it was yesterday. I worked at a financial institution and helped clients develop investment strategies within their 401(k)’s. Early in the fall, it was beginning to look like politics would change forever, the US would never be the same, and the unthinkable was about to happen; an outsider with no political experience had a legitimate chance of becoming president. People couldn’t get over that something that hadn’t happened before was about to happen. People couldn’t sell fast enough. (Please reference the chart for how that played out).


Then, in 2020, COVID forced people and businesses to change their behavior overnight. The “new normal” was to stay inside and do your part by binging Netflix. Another excellent buying opportunity presented itself.


Wars and terrorist attacks have also impacted the market and economy throughout history.


Worry = Buy

The fact is that when there is the most worry about a generational change or a “new normal,” and people fear the most, it is generally the time that makes the most sense to buy. “The market climbs a wall of worry” refers to people selling out and waiting for financial storms to blow over. As this plays out, it forces participants to return to the market from cash or other investments and can provide an excellent tailwind for growth. Money market funds currently hold 1.9 trillion dollars, the highest in history. In 2017 that number was under 700 billion.

Image: S&P500 Total Return from 1970 - 2022


Today’s Current Worry

So, what wall of worry is the market climbing now?


Finding a pundit that is not calling for a recession is almost impossible. AI is replacing entire workforces. Regional bank failures, the Fed raising rates at the fastest pace in history. The market has an uncanny ability to predict the future and often moves before inventors figure out why. These things may have been priced already.


As you can see from the chart, there is ALMOST always a reason you can justify getting out of the market. And it is rarely the best move on the chessboard to act on those instincts.


Take the worry out

Whitaker-Myers has a team of financial advisors that can help answer your questions or concerns about today’s market. They can help discuss strategies that make you feel comfortable and confident with your choices. Schedule a meeting today if you need to speak to one of our advisors.



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Whitaker-Myers Wealth Managers is an SEC-registered investment adviser firm. The information presented is for educational purposes only and intended for a broad audience. The information does not intend to make an offer or solicitation to sell or purchase any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Whitaker-Myers Wealth Managers reasonably believes that this marketing does not include any false or misleading statements or omissions of facts regarding services, investment, or client experience. Whitaker-Myers Wealth Managers has a reasonable belief that the content will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Please refer to the firm’s ADV Part 2A for material risks disclosures.

​

Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, the nature and timing of the investments, and relevant constraints of the investment. Whitaker-Myers Wealth Managers has presented information in a fair and balanced manner.

​

Copyright (c) 2023 Clearnomics, Inc. and Whitaker-Myers Wealth Managers, LTD. All rights reserved. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness, or correctness of the information and opinions contained herein. The views and the other information provided are subject to change without notice. All reports posted on or via www.clearnomics.com or any affiliated websites, applications, or services are issued without regard to the specific investment objectives, financial situation, or particular needs of any specific recipient and are not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not necessarily a guide to future results. Company fundamentals and earnings may be mentioned occasionally, but should not be construed as a recommendation to buy, sell, or hold the company's stock. Predictions, forecasts, and estimates for any and all markets should not be construed as recommendations to buy, sell, or hold any security--including mutual funds, futures contracts, and exchange traded funds, or any similar instruments. The text, images, and other materials contained or displayed in this report are proprietary to Clearnomics, Inc. and constitute valuable intellectual property. All unauthorized reproduction or other use of material from Clearnomics, Inc. shall be deemed willful infringement(s) of this copyright and other proprietary and intellectual property rights, including but not limited to, rights of privacy. Clearnomics, Inc. expressly reserves all rights in connection with its intellectual property, including without limitation the right to block the transfer of its products and services and/or to track usage thereof, through electronic tracking technology, and all other lawful means, now known or hereafter devised. Clearnomics, Inc. reserves the right, without further notice, to pursue to the fullest extent allowed by the law any and all criminal and civil remedies for the violation of its rights.

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