top of page

Add a Title

Add a Title

Add a Title

Add a Title

Info

Read more...

Add a Title

Add paragraph text. Click “Edit Text” to customize this theme across your site. You can update and reuse text themes.

Read more...

Add a Title

Add paragraph text. Click “Edit Text” to customize this theme across your site. You can update and reuse text themes.

Read more...

Whitaker-Myers Wealth Managers is an SEC-registered investment adviser firm. The information presented is for educational purposes only and intended for a broad audience. The information does not intend to make an offer or solicitation to sell or purchase any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Whitaker-Myers Wealth Managers reasonably believes that this marketing does not include any false or misleading statements or omissions of facts regarding services, investment, or client experience. Whitaker-Myers Wealth Managers has a reasonable belief that the content will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Please refer to the firm’s ADV Part 2A for material risks disclosures.

Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, the nature and timing of the investments, and relevant constraints of the investment. Whitaker-Myers Wealth Managers has presented information in a fair and balanced manner.

Copyright (c) 2023 Clearnomics, Inc. and Whitaker-Myers Wealth Managers, LTD. All rights reserved. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness, or correctness of the information and opinions contained herein. The views and the other information provided are subject to change without notice. All reports posted on or via www.clearnomics.com or any affiliated websites, applications, or services are issued without regard to the specific investment objectives, financial situation, or particular needs of any specific recipient and are not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not necessarily a guide to future results. Company fundamentals and earnings may be mentioned occasionally, but should not be construed as a recommendation to buy, sell, or hold the company's stock. Predictions, forecasts, and estimates for any and all markets should not be construed as recommendations to buy, sell, or hold any security--including mutual funds, futures contracts, and exchange traded funds, or any similar instruments. The text, images, and other materials contained or displayed in this report are proprietary to Clearnomics, Inc. and constitute valuable intellectual property. All unauthorized reproduction or other use of material from Clearnomics, Inc. shall be deemed willful infringement(s) of this copyright and other proprietary and intellectual property rights, including but not limited to, rights of privacy. Clearnomics, Inc. expressly reserves all rights in connection with its intellectual property, including without limitation the right to block the transfer of its products and services and/or to track usage thereof, through electronic tracking technology, and all other lawful means, now known or hereafter devised. Clearnomics, Inc. reserves the right, without further notice, to pursue to the fullest extent allowed by the law any and all criminal and civil remedies for the violation of its rights.

Writer's pictureBeth Anne Allen

SAVE ON SPRING CLEANING


spring cleaning

With spring approaching, let’s take action to tackle cleaning your home efficiently and affordably. Many may see spring cleaning as an overwhelming task they want to avoid and are willing to pay (on average) $200 or more for this service to be done for them. Instead of rearranging your monthly budget to find those additional dollars, save that money for something else (wanted or needed) and create a systematic room-by-room schedule to tackle your spring cleaning yourself this year.


Where to start and where to go

Look at your calendar and reserve a large chunk of time over several days. This will help make spring cleaning a priority for you.


Make a list of all the places in your home that need to be tackled, then go room by room and figure out what needs the most love and attention.


Create a schedule of which days you will tackle which rooms. Some people want to start with the least intense rooms that need an overhaul, while others want to jump in head first and get the hard one(s) done when they have the most motivation. However you want to approach this is up to you, but lay it out to help keep you on track.


Before diving into individual rooms, take a laundry basket around your house and throw anything in the basket that doesn’t belong in that room, then drop them off where they belong. As you take these items to their designated space, determine if there are things you don’t need or want anymore – could those items be sold or donated? Do you have enough items for a yard sale?


Then as you clean, take it one room at a time.


Decluttering rooms and your mind

A suggestion to help you when deciding to get rid of a piece of clothing is to ask yourself, “Have I worn this in the last year?” If the answer is no, perhaps it is time to sell or donate those pants you haven’t worn in years. Take the time to sort through all drawers and closets.


Be bold and pull everything off the pantry or bathroom shelves and wipe down the shelves. Sort and dispose of old products or items that aren’t good anymore or that you don’t use.


Do you have a desk that is a catch-all? Does it constantly have books, magazines, bills, etc., stacked upon each other? Think through how you can organize that space better – does this mean you need a bookshelf in this room? Maybe it’s time to invest in a filing cabinet to organize your monthly statements and invoices.


Clutter adds stress to our lives. The more you declutter your home, the more you will declutter your mind in the process.


What to Use

There are thousands of products advertised to clean your home with and many subscriptions for products you can get suckered into. Still, many products only fill your home with chemicals, blow the budget, or talk you into buying more products than you need.

The most straightforward cleaners you can use in your home are steam cleaners to sanitize and clean surfaces or a simple combination of white distilled vinegar, baking soda, and water. You can pick up a spray bottle at your local dollar store to always have this mixture on hand. If you don’t own a steam cleaner, ask if a friend or family member would be willing to loan you one. And when it comes to rags and towels – that old t-shirt that hasn’t been worn in years could easily be cut up and turned into cleaning rags for dusting or scrubbing.


Spring Cleaning not only your home

And while you are at it, find other areas besides your home to spring clean…AKA your BUDGET! The same concept of how you spring clean your house can be applied to your budget.


Pull out the spreadsheet, pen and paper, or app (whichever is your preferred method for budgeting) and dedicate some time to review it in detail. Review each line item and see if the planned amount aligns with your monthly spending habits. Or is that line necessary at all now?

Review your sinking funds. Do these need to be updated with new goals, which means your budget needs to be updated with the new monthly allocated amount?


Changing of seasons

As winter continues to fade and we hit spring, remember that spring cleaning doesn’t have to be extravagant, overwhelming, or expensive. Create a fresh start for spring, and possibly make a few extra dollars from those items you don’t need anymore. Use your spring cleaning to declutter your home and your mind.


Spring is considered the season (and timing) of new beginnings. Does all this cleaning, organizing, and starting fresh have you motivated to start budgeting for the first time? If you’re interested in learning more about creating a budget and starting fresh this spring season, call one of our financial coaches today to set up a meeting!


 

Whitaker-Myers Wealth Managers is an SEC-registered investment adviser firm. The information presented is for educational purposes only and intended for a broad audience. The information does not intend to make an offer or solicitation to sell or purchase any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Whitaker-Myers Wealth Managers reasonably believes that this marketing does not include any false or misleading statements or omissions of facts regarding services, investment, or client experience. Whitaker-Myers Wealth Managers has a reasonable belief that the content will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Please refer to the firm’s ADV Part 2A for material risks disclosures.


Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, the nature and timing of the investments, and relevant constraints of the investment. Whitaker-Myers Wealth Managers has presented information in a fair and balanced manner.


Whitaker-Myers Wealth Managers is not giving tax, legal or accounting advice, consult a professional tax or legal representative if needed.

Whitaker-Myers Wealth Managers is an SEC-registered investment adviser firm. The information presented is for educational purposes only and intended for a broad audience. The information does not intend to make an offer or solicitation to sell or purchase any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Whitaker-Myers Wealth Managers reasonably believes that this marketing does not include any false or misleading statements or omissions of facts regarding services, investment, or client experience. Whitaker-Myers Wealth Managers has a reasonable belief that the content will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Please refer to the firm’s ADV Part 2A for material risks disclosures.

Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, the nature and timing of the investments, and relevant constraints of the investment. Whitaker-Myers Wealth Managers has presented information in a fair and balanced manner.

Copyright (c) 2023 Clearnomics, Inc. and Whitaker-Myers Wealth Managers, LTD. All rights reserved. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness, or correctness of the information and opinions contained herein. The views and the other information provided are subject to change without notice. All reports posted on or via www.clearnomics.com or any affiliated websites, applications, or services are issued without regard to the specific investment objectives, financial situation, or particular needs of any specific recipient and are not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not necessarily a guide to future results. Company fundamentals and earnings may be mentioned occasionally, but should not be construed as a recommendation to buy, sell, or hold the company's stock. Predictions, forecasts, and estimates for any and all markets should not be construed as recommendations to buy, sell, or hold any security--including mutual funds, futures contracts, and exchange traded funds, or any similar instruments. The text, images, and other materials contained or displayed in this report are proprietary to Clearnomics, Inc. and constitute valuable intellectual property. All unauthorized reproduction or other use of material from Clearnomics, Inc. shall be deemed willful infringement(s) of this copyright and other proprietary and intellectual property rights, including but not limited to, rights of privacy. Clearnomics, Inc. expressly reserves all rights in connection with its intellectual property, including without limitation the right to block the transfer of its products and services and/or to track usage thereof, through electronic tracking technology, and all other lawful means, now known or hereafter devised. Clearnomics, Inc. reserves the right, without further notice, to pursue to the fullest extent allowed by the law any and all criminal and civil remedies for the violation of its rights.

bottom of page